Affidavit for the bank claim of a deceased depositor (no nominee)
For an heir claiming a deceased person's bank balance where there is no nominee.
Opens Dastavo with this paper ready to fill, on this computer or in the app. No account needed.
iPhone and iPad: coming to the App Store · Android: coming to Google Play
Not yet reviewed by a lawyer. Check every line before it is signed.
How the paper begins
With Dastavo's sample details; the people and places are fictional. The words in blue are the ones you fill in.
AFFIDAVIT
(Claim of a deceased depositor's account)
I, Balwant Kaur widow of late Shri Jagir Singh, aged about 67 years, resident of Village Kalyanpur, Tehsil and District Amarnagar, Punjab, do hereby solemnly affirm and declare as under:
1.That Jagir Singh, who held savings account No. XXXX4521 with Amar Co-operative Bank, Kalyanpur, died on 19-06-2021, and no nominee was registered for the accounts.
2.That the deceased left behind the following legal heirs only:
(a)Balwant Kaur (widow);
(b)Gurdev Singh (son);
3.That the deceased left no will to my knowledge, and no succession certificate has been obtained.
4.That the other legal heirs have no objection to the amount being paid to me, and I shall indemnify the bank against any claim by anyone else.
DEPONENT
VERIFICATION: Verified at Amarnagar on this 12th day of October 2026 that the contents of paragraphs 1 to 4 of the above affidavit are true and correct to the best of my knowledge and belief, and nothing material has been concealed therein.
DEPONENT
What to bring
Papers to bring
- The death certificate of the deceased (photocopy; the original to show)
- Identity proof of the deponent and of every heir (photocopies)
- The deceased's passbook, fixed deposit receipts, cheque book or account statement
- Proof of the relationship: the family register, ration card or Family ID (Haryana), or birth and marriage certificates
- The bank's claim form and indemnity bond, and the other heirs' letters of disclaimer in your favour (the app has an indemnity bond for a deceased depositor's claim)
- One or two sureties with their identity proof, if the bank asks for them
Where to go
Sworn before an Oath Commissioner or Notary, then filed with the claim form at the branch where the deceased held the account. The heirs usually sign the bank's papers together, or give disclaimers in favour of the one who claims.
Fee
Banks usually charge nothing to settle a death claim. The e-Stamp paper for this affidavit and for the indemnity bond, and the attestation fee, are paid at the counter; ask there for today's amounts.
Good to know
- List every legal heir, including the mother and married daughters: a missing heir can hold up the claim.
- Up to a limit each bank fixes, banks usually settle on these papers; above it, or if the heirs disagree, they may ask for a succession certificate from the civil court (the app has the petition).
- If the deceased left a will, this affidavit may not be enough; ask a lawyer.
Papers and fees can change. Check with the office before you go. Guidance only, not yet reviewed by a lawyer.
Stamp paper
Punjab: affidavits are usually typed on e-stamp paper (buy it at an authorised e-stamp centre; check the current duty there) and sworn before an Oath Commissioner or Notary. Many state services now accept a self-declaration instead.
Haryana: use e-stamp paper (egrashry / authorised vendors; check the current duty) and swear before an Oath Commissioner or Notary.
Chandigarh: e-stamp paper from an authorised centre (check the current duty); sworn before an Oath Commissioner or Notary.